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Benefits that fit real life

Veteran-owned, bilingual health benefits built on local expertise. Built without the fluff, priced without the surprises.

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Veteran-owned​​

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Local & family-run

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8+ years experience

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Colorado & Mountain West Focused

A Bit About Us

Treeline Insurance started with a simple promise: put people first and keep insurance simple. Founded by Navy veteran Lyal Stephen, we’re a family-rooted agency serving clients throughout the Mountain West. Clients come to us for straight talk, competitive options, and follow-through you can count on. As a dad of two, Lyal builds plans the way he’d want them for his own family: clear, affordable, and reliable.

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Our Simple Promise

Only What You Need

As a veteran-owned, family-rooted agency, we cut through the insurance jargon and hidden costs. Treeline builds plans that genuinely fit your real life—whether you're an employer with 50 staff or a family of four.

Only What You Need

We focus on the coverage that matters. Cut the extras, keep the cost low.

Fast, Competitive Quotes

We shop new markets and compare options quickly, so you don't have to.

Human Support, Real Quick

Get responsive help for claims, enrollments, and renewals. No call center scripts.

Friendly support available in English an Spanish

Friendly support available in English and Spanish for teams and families.

Our Mission

Help employers and families choose benefits with confidence; no hype, no hidden costs; so they can protect what matters and grow with peace of mind.

Affordable health, life, and employee insurance in Colorado Wyoming Veteran owned, family run, bilingual support, and coverage you can trust

Our Testimonials

Hear from employers and families across the Mountain West who chose Treeline for straight-talk advice and reliable benefits.

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Our Services

You need a trusted advisor to lower your total cost, not just a policy seller. We specialize in building clear, affordable plans for our neighbors.

Health insurance

Disability insurance

Disease insurance

Life insurance

Employee insurance

Accident insurance

Dental insurance

Vision insurance

Affordable health, life, and employee insurance in Colorado Wyoming Veteran owned, family run, bilingual support, and coverage you can trust

Territories We Serve

Colorado

Mountain West

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